# Account transfers API Endpoints and Webhooks

Webhooks are a mechanism for your software to automatically receive information about events. By leveraging webhooks, you remove the need to poll the API for state changes.

For general information related to webhooks, refer to the [Implementing webhooks](/products/byol/getting_started/implementing_webhooks) guide.

Clients can subscribe to webhooks, regardless of the API integration for incoming or outgoing securities transfers.

To reflect the related status changes, the following [account transfer events](/api/account-transfers/account_transfer_event) are sent out.

| **Status** | **Description** |
|  --- | --- |
| `ACCOUNT_TRANSFER.NEW` | An account transfer has been requested. |
| `ACCOUNT_TRANSFER.PROCESSING` | Processing of the transfer has started and instructions sent into the market. |
| `ACCOUNT_TRANSFER.PARTIALLY_SETTLED` | Only part of the single positions within the account transfer were executed at the custodian level, so the account transfer is partially settled. |
| `ACCOUNT_TRANSFER.SETTLED` | The transfer was executed at the custodian level. |
| `ACCOUNT_TRANSFER.CANCELLED` | The transfer has been either canceled by Upvest or possibly rejected by the custodian bank. |


## Account transfer webhook

### Incoming account transfer

New
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "INCOMING",
    "status": "NEW",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "NEW",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "NEW",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}
Processing
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "INCOMING",
    "status": "PROCESSING",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "NEW",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "PROCESSING",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}
Partially Settled
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "INCOMING",
    "status": "PARTIALLY_SETTLED",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "SETTLED",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "CANCELLED",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}
Settled
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "INCOMING",
    "status": "SETTLED",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "SETTLED",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "SETTLED",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}
Cancelled
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "INCOMING",
    "status": "CANCELLED",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "CANCELLED",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "CANCELLED",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}
### Outgoing account transfer

New
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "OUTGOING",
    "status": "NEW",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "NEW",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "NEW",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}
Processing
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "OUTGOING",
    "status": "PROCESSING",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "NEW",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "PROCESSING",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}
Partially Settled
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "OUTGOING",
    "status": "PARTIALLY_SETTLED",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "SETTLED",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "CANCELLED",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}
Settled
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "OUTGOING",
    "status": "SETTLED",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "SETTLED",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "SETTLED",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}
Cancelled
{
  "id": "b5d0d9d0-bb8e-48b4-b2af-11df2b522353",
  "created_at": "2024-01-22T14:10:00.00Z",
  "type": "ACCOUNT_TRANSFER.NEW",
  "object": {
    "id": "63da4452-2dd3-4414-a7ca-66c0e3e89645",
    "created_at": "2025-01-22T14:10:00.00Z",
    "updated_at": "2025-01-22T14:12:34.56Z",
    "direction": "OUTGOING",
    "status": "CANCELLED",
    "transfer_type": "NO_OWNER_CHANGE",
    "instruments": [
      {
        "id": "US0378331005",
        "id_type": "ISIN",
        "quantity": "10",
        "status": "CANCELLED",
        "transfer_id": "9637e68f-7065-4131-a072-6d57044ebd8c"
      },
      {
        "id": "US64110L1061",
        "id_type": "ISIN",
        "quantity": "5",
        "status": "CANCELLED",
        "transfer_id": "c2f84524-3f05-4849-909c-2998803327d3"
      }
    ],
    "user_id": "7e9a0529-d289-4f4a-ae01-c2cd013d582e",
    "account_id": "d396b7c3-aa67-488a-8e39-4a1a7cbeb9f4",
    "settlement_reference": "b82dc5985558fdr2",
    "counterparty": {
      "bic": "ABCDDEFFXXX",
      "account_number": "1234567891",
      "name": "Max Mustermann"
    }
  },
  "webhook_id": "cab4673a-1381-4404-aec4-982dae33a38c"
}