In the Bring Your Own License (BYOL) operating model, no regulatory checks are required to identify the user or determine the instrument fit on Upvest's side, as these are already covered by the client.
The user is activated as soon as Upvest can generate all the required identifiers to perform the transaction reporting, and you receive the user activation webhook shortly after the user is created on the Investment API.
Under this operating model your licence carries the regulatory obligation, so typically only the user identifier and tax residency are required, for transaction reporting purposes.
Capabilities follow the roles assigned to the user, and an account group accepts neither funds nor orders until its required roles are active. Activation requirements differ by operating model and are configured as part of your setup with Upvest.
For more information, refer to Role-based activation and Creating user roles.